Cash only is a rule Ive lived by for years. My bank is only used to make change. Such as picking up a bunch of $1's. Also, I have a cellphone, but its not in my name and I keep it turned off 99.99% of the time. By "turned off", I mean battery disconnected. Some of you should really look into setting up a barter/trade group in your area. Works great if your smart and absolutely no sales taxes or...any other taxes for that matter. Ive been going to alot of auctions lately. Amazing what you can find and use for trade.