They have districts set up, But as for servers, It's not like WOW or other games.
When you go into a mission the game makes It's own copy of the world for you.
Let's say you me, Mani , and Storvick where on a team, then we we live towns, we are the only human players there in the area.
Now I think GW2 might change that, not sure.
but still, we would be happy to help the kid out.
Stephen