http://biz.yahoo.com/brn/051118/17555.htmlDracho, you should have included that link (Or send it to them to back up your idea) to that society contest!
My reasons for having a previous bankruptcy and not achieving what I could have done earlier?
2. Divorce. More than half of us do it, some more than once. I can think of few things more expensive and likely to put you in debt. For those of you who have never done it and would like to get some idea of the impact, sell all your assets and get the money in $50 bills. Go to a hotel on a busy street, and you and your spouse open two windows and see who can throw the most money out the fastest. It can be breathtaking.
. Poor money management. A monthly spending plan is essential. Without one you have no idea where your money is going. You may be spending hundreds of dollars unnecessarily each month and end up having to charge purchases on which you should have spent that money. Planning is no more difficult than writing down your expenses and income and reconciling the two. You will be surprised at how powerful you'll feel when you are making thoughtful decisions about where and when to spend your money.
Live and learn people, and your life can and WILL improve.